Hi, My name is Neetha Sharma. I am planning to write this up with a motto to help others who are trying to conceive or the ones who have lost hopes in conception.

At the age of 17, I was diagnosed with PCOD. Since then I had irregular periods and unexplained weight gain. Instead of visiting the top gynaecologists in town and going to the best gym and working out, my condition did not improve. I faced the same problem and nothing worked out. I was told that having a baby in future could be challenging. It was hard to know what to do with this report. I was afraid this could create problems in my conception after marriage.

After my marriage, it happened as anticipated by doctors. PCOD stood in between me and conception.

I,

Listened to each and everyone’s advice, respected it and followed it religiously;
Went to the gym and changed my lifestyle matching to PCOD;
Made the biggest research on which doctor will help me in conception;
Went to Acupuncture treatment;
Tried Naturotherapy;
Got Ayurvedic treatments;
Tried Homoeopathy.

I was in the midst of countless pills, many injections, different treatment procedures, pinpointing ovulation, timing intercourse, lifestyle balance, Emotional well-being & complementary advice.

Finally, after 7 years, I reached a stage where I landed nowhere. That is when I realised I have stepped on to the playing field known to many as trying to conceive.

Also, one of the doctors declared that I was incapable of conceiving. There was one more doctor who gave me big bills and had taken me on a ride. Another doctor asked me to do a scan and gave me a useless prescription and sent me back. I was like a trial and error to many doctors. I was Highly demotivated.

One of the doctors suggested me for ovarian drilling. I thought let me face this too and I agreed. After my surgery when I woke up, I got to know that the surgeon who did this had removed a DERMOID CYST from my ovary, which was never communicated earlier by any doctors. This surgeon had diagnosed me for the first time and I had no clue who did my surgery.

Finally, I was routed and luckily met a godly person Dr Sunil Eshwar, the doctor who did my surgery. I had never even thought that this is going to be my last resort. Every hospital was selling me IVF and this doctor boldly said let’s do IUI with natural conception. We listened to Dr Sunil Eshwar. The treatment procedure which helped me to conceive was guided by Dr Sunil Eshwar and Dr Smriti from Best maternity hospital in Bangalore.

Dr Sunil and team helped me to view things in a new perspective and helped us to conceive. Most importantly my entire journey of motherhood was a cool breeze. Every scan was peaceful. Dr Sunil used to sing good songs to make us comfortable, do the scan and explain about it. I was not panicked at any stage as I felt safe and secured, which is very important for a mom-to-be. Despite having complications (which I got to know after my delivery), every visit doctor used to reassure me that both of us were doing good.

I appreciate his patience level in answering all my questions, my special thanks are due for responding to messages and calls. Finally, I delivered a healthy and beautiful baby girl at the beginning of Lockdown in March 2020. It was a pandemic situation; he made sure I was not panicked and helped me deliver most safely. I had a Preterm child and I felt protected at Aster RV hospital in JP Nagar, Bangalore.

Dr Sunil Eshwar and his team took extra care in protecting both of us. I take this opportunity to thank my Baby girl’s Pediatrician- Dr Nikhil and Dr.Harsha. Special thanks and my love for the NICU staff who took the best care of our daughter for 3 days.

Today I have a princess who just completed 3 months. Thank you so much for bringing our dreams to reality Dr Sunil sir. We owe a lot to you.

On this Doctor’s day, we wish the Doctor’s fraternity a long and healthy life.

Visit Aster RV hospital to get treated from Best Gynaecologist in JP Nagar, Bangalore.

This is important as a gateway acts as the virtual way in a credit or debit card reader works. It is used to transfer data from the point of entry to the payment processor. The point of entry can be a website, terminal, or mobile device. Having a good payment gateway in KSA is important because it works to minimize and do away with risks related to fraud.

Other than this, it also plays a vital role in confirming addresses and other personal details and helps to reduce your risk and safeguard your business. This is done by encrypting transactions. It also works to get an idea about velocity patterns. In short, as long as you have the right payment gateway by your side, you can make the payment processing easier, ease reporting, and even consolidate with vendors. Here are some of the basics you need to know about a payment gateway.

How payment gateways are evolvingWith a traditional payment gateway by your side, merchants can seamlessly accept payments for services and goods. Payment information is most commonly first fed into an eCommerce website, mobile app, or hosted payment form. Other than this, it is also hand keyed into a virtual terminal.

As time passes by, however, gateway technology is also improving. Today, it offers a frictionless purchasing experience. This is possible for all devices and sales channels. As a result, the gateway is not only utilized for eCommerce transactions. It can also be used to process dipped or swiped transactions at a point-of-sale system (POS) as well as on a mobile device. Along with this, you can also integrate payments with current software. This makes it easy for merchants to take in and use daily. It also makes it easy to accept tapped or waved transactions with the help of near field communication (NFC) technology.

How a payment gateway worksThe following routine is what takes place when a payment gateway swings into motion.

First, when the customer pays for the services or goods, the gateway sends the encrypted payment details to the payment processor.
Then, the payment processor communicates that authorization is taking place while there is also the option to decline the payment.
The payment processor alerts the card-issuing bank and the transaction is either approved or declined.
The gateway sends an approval or declines the payment processing while the person who begins the transaction is notified accordingly.
If the payment is approved, funds are deducted from the account of the customer.
These funds then head into the bank account of the merchant.
Merchants then get the option to upload transactions one at a time or in batches.
You need to remember that data communication from the gateway is always encrypted.

So there you go, this is all there is to know about a payment gateway in KSA or any other country. This ensures you have a better idea of how to go about with this process.

GOVERNMENT REPORTING: DIGITAL BY DEFAULT

With the Federal Budget just around the corner, the Government’s annual budget is once again under scrutiny. What will be cut? Where can the Government makes its savings? What worthwhile projects should taxpayers money be spent on? Where can waste be identified?

Successive Governments have talked about cutting red tape and reducing costs for businesses. As we know, time is money for businesses, especially small business which is the backbone of the Australian economy.

There are 2 million small businesses that employs 7 million people in Australia, making up almost 60 per cent of the Australian workforce. Its campaign ‘toobigtoigrnore’ called for less Government interference and demanded for a more efficient and simplified tax system.

After all, it is small business owners who are the ones who put their homes and family life on the line and take risks to do what they believe in – to be self-sufficient, to create jobs and support their local communities. And despite putting their money and life on the the line to help create local economic activities, they are constantly being stifled by Governments interference and bureaucratic burdens.

One of the ways to reduce red tape is through streamlining businesses? reporting to Government. This process is still heavily manual and labor intensive. Data is copied by hand from one computer system to another, or on to paper forms. Some reports require businesses to send a CD with information on it. For example Pay-As-You-Go (PAYG) Annual Summaries report requires a copy of all group certificates recorded in a specific format to be sent on a CD to the ATO. This means manually burning a CD and sending it in an envelope to the ATO, and often repeating the process on request from the ATO where a CD has been damaged or saved in the wrong format.

A small company, Impact Management Group (IMG) has developed an innovative system that makes whole-of-government reporting more transparent, accountable and, more importantly, saves time and money. It?s cloud-based lodgment portal – GovReports(Tax Lodgement software), provides the solution to the red tape and efficiency problem that a small business faces when they report and lodge to the Government.

IMG’s Marketing Director, Tiana Tran, said GovReports(Tax Lodgement software) enables AUSkey holders, a secure identification login key for tax practitioners and businesses, to do all of their online reporting and compliance requirements to the ATO and other Government agencies on GovReports’ SBR enabled secure cloud-based system.

The Federal budget is just 9 days away, and we’ll be hearing more about red tape reduction and tax reforms,- Ms Tran said.

“One of the solutions for the Government is to look at streamlining reporting processes for small business and at GovReports(Tax Lodgement software) SBR lodgment portal we have the unique and innovative solution to help businesses” she said.

Business can access and input their data anywhere and anytime. Lodgments can be viewed in real time, and users can receive instant responses from the ATO, ASIC and OSRs- Ms Tran said.

Currently, more than 70% of the information contained on reporting forms is duplicated. This means filling out the same information on different forms for different Government departments.

Some reports are able to be lodged online using ATO Electronic Lodgment Service (ELS) or the Business/BAS/Tax Agent Portals. Despite helping to eliminate paper lodgment, these portals do not remove the need to manually copy data. Also, these services frequently crash during peak periods around deadlines for lodgment of forms. Many tax agents report having to assign staff to spend hours/days waiting for the ATO portal interface to resume and resubmit reports.

The Government’s Standard Business Reporting Program (SBR) aims to cut down on red tape for businesses around Australia. In 2012, the Australian Government Productivity Commission estimated the potential benefits of SBR to business, under the program?s initial financial reporting scope, to be in the order of $500 million a year based on 60 per cent take-up.

To date, IMG’s GovReports is one of the few cloud applications that has successfully interfaced with the ATO’s SBR program.

IMG’s GovReports will continue to collaborate with Government agencies like ATO and ASIC, to develop a more convenient and paperless tax and compliance lodgment solutions for businesses. It is shaping up to be the leader in Government reporting software service within Australia?s booming digital landscape which is in line with its ‘Digital by Default’ agenda.